stoki.

Built for South African spazas, service businesses & SMMEs

Run your business without the chaos.

From your first sale to your next SARS submission, one app. With an AI assistant that knows the SA economy and works offline.

Free for your first store · No card required

Everything in one app

Money in & out

Credit book, B2B invoices, supplier bills with aging buckets.

SARS-ready

Tax invoices, VAT201 worksheet, provisional tax, depreciation, payroll.

Cash flow

30-day forecast from your dues, recurring rules and trading rhythm.

Stoki AI

Pricing & restock advice. Vision, memory, knows the SA economy.

Soon

5 SA banks

native bank feed

Live

PAYE · UIF · SDL

EMP201 export

Live

30-day forecast

cash you'll have

Live

Works offline

when Wi-Fi doesn't

Ready when you are.

In your first hour: record a sale, do a cash-up, see your 30-day forecast.

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